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	<title>bradKELLETT &#187; Commentary</title>
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		<title>The iPhone UI Revolution</title>
		<link>http://bradkellett.com/p/the-iphone-ui-revolution/</link>
		<comments>http://bradkellett.com/p/the-iphone-ui-revolution/#comments</comments>
		<pubDate>Wed, 04 Jul 2007 07:41:17 +0000</pubDate>
		<dc:creator>Brad Kellett</dc:creator>
				<category><![CDATA[Apple]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Mobile Tech]]></category>
		<category><![CDATA[a2dp]]></category>
		<category><![CDATA[HTC]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[touch_sensitive]]></category>
		<category><![CDATA[ui_design]]></category>
		<category><![CDATA[user_interface_design]]></category>
		<category><![CDATA[verizon]]></category>
		<category><![CDATA[windows_mobile]]></category>

		<guid isPermaLink="false">http://www.pantsland.com/2007/07/04/the-iphone-ui-revolution/</guid>
		<description><![CDATA[I have held off from blogging about the iPhone here much thus far, but I am going to chuck some opinion out there. This is not just about the iPhone though, it is more about how the industry needs to react because of it. Let me say this right off the bad: the iPhone is [...]]]></description>
			<content:encoded><![CDATA[<p>I have held off from blogging about the iPhone here much thus far, but I am going to chuck some opinion out there. This is not just about the iPhone though, it is more about how the industry needs to react because of it.</p>
<p>Let me say this right off the bad: the iPhone is not a device I would buy myself. It is an influential device that will do fantastically in the market, that is for sure, but its omissions are too deal breaking for me. They are also things that could have been easily remedied by Apple, and I am sure they will be fixed in a second-generation product, but for now I will do without a device that can&#8217;t record video, use 3G networks and A2DP headphones, and other things I appreciate. But more on my actual iPhone pros and cons in a future post.</p>
<p>What the iPhone has achieved though, is forcing the industry in general to rethink the whole user interface paradigm. Touch sensitive devices have long used a stylus, and are only now evolving to use the finger. This fact, combined with the swishing, swirling, and sliding seen in the iPhone&#8217;s UI make it a much more organic device, one that consumers may find easier to &#8216;relate&#8217; to.</p>
<p>On top of this more organic approach to UI design, the iPhone&#8217;s interface just looks so damn good. Sure, Windows Mobile is functional, S60 is pretty, and so on, but the iPhone interface is <em>sexy</em>. User interface design cannot take a back seat to device design any longer, and Apple has shown us that an attractive physical design can be accompanied by a functional and attractive UI design.</p>
<p>While other manufacturers may not have to play catch up to Apple with technical specifications, they definitely need to with UI design. Verizon&#8217;s new Motorola Q9m features a fun circular UI enhancement, and devices like the LG Prada and HTC Touch are certainly steps in the right direction, but the iPhone just integrates everything so nicely; this is what Apple does best.</p>
<p>The iPhone is not the device it could have been, but for UI design, it is revolutionary. If manufacturers take nothing else away from the iPhone release, I hope it at least forces them to take a step back and reevaluate the user interface experience.</p>
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		<title>On Online Journalism: Why it&#8217;s the Place to Be</title>
		<link>http://bradkellett.com/p/on-online-journalism-why-its-the-place-to-be/</link>
		<comments>http://bradkellett.com/p/on-online-journalism-why-its-the-place-to-be/#comments</comments>
		<pubDate>Mon, 04 Jun 2007 02:59:13 +0000</pubDate>
		<dc:creator>Brad Kellett</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Journalism]]></category>
		<category><![CDATA[feature_articles]]></category>
		<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[Handsets]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[magazine]]></category>
		<category><![CDATA[media]]></category>
		<category><![CDATA[media_outlets]]></category>
		<category><![CDATA[newspaper]]></category>
		<category><![CDATA[portability]]></category>

		<guid isPermaLink="false">http://www.pantsland.com/2007/06/04/on-online-journalism-why-its-the-place-to-be/</guid>
		<description><![CDATA[I have been in online journalism for several years now, surely not that long compared to a lot of the veterans I know, but enough to realize a few observations about the industry. I love journalism, and can&#8217;t imagine doing much else anymore, and I solidly believe that the place to be is not in [...]]]></description>
			<content:encoded><![CDATA[<p>I have been in online journalism for several years now, surely not that long compared to a lot of the veterans I know, but enough to realize a few observations about the industry. I love journalism, and can&#8217;t imagine doing much else anymore, and I solidly believe that the place to be is not in print, but online.</p>
<p>By no means am I saying that there isn&#8217;t a place in the future for print media, but I believe that its place in the world will change. No longer will print media be where people turn for news, instead I believe that more and more people will look to the internet &#8211;  we are seeing this already, is isn&#8217;t a new thing. Print media will transform into a place for feature articles and longer pieces, mainly due to the major advantage that online journalism has over print: speed. Print media still has the advantage of portability currently, which is why it still has a place with feature articles and the like, but even that content is available online and will be made more accessible with the advent of e-readers, UMPCs, and other fun gadgets.</p>
<p>I can think of many times I have been up in the wee hours of the morning preparing an article on a piece of news that has just dropped. I can write a story and publish it online before most print media outlets are even aware of it. Take the announcement of the iPhone for example: I was preparing an article during Steve Jobs&#8217; keynote, with the article live on MobileBurn not 30 seconds after the facts were revealed. Tech magazines would have had to wait until the following month at least to report on the news, and even newspapers would have had to have held off for an afternoon edition, if not the next day. It just makes sense for people to turn to the most recently updated news source, which will almost always be the internet.</p>
<p>Online media also has the ability to be very specialized. At MobileBurn, we do better reviews of handsets than almost any print publication out there. We know phones, it&#8217;s what we do. Most magazines have to cover a broader range of subject matter, and as such do not have the same depth of knowledge on all topics. The perfect publication would be made up of specialists reporting on what they know best, and this is far easier online. It does happen in print, but through RSS feeds and other syndication technology readers now have the ability to view exactly the content they like, rather than one publication choosing who is the best in a field.</p>
<p>I have no problem writing feature articles for print media, I quite enjoy it, but I really do believe in online media.</p>
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		<title>Recommended Reading</title>
		<link>http://bradkellett.com/p/recommended-reading/</link>
		<comments>http://bradkellett.com/p/recommended-reading/#comments</comments>
		<pubDate>Wed, 30 May 2007 13:31:50 +0000</pubDate>
		<dc:creator>Brad Kellett</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Links]]></category>
		<category><![CDATA[Off-Topic]]></category>
		<category><![CDATA[bloggers]]></category>
		<category><![CDATA[blogs]]></category>
		<category><![CDATA[opml]]></category>
		<category><![CDATA[reading_list]]></category>

		<guid isPermaLink="false">http://www.pantsland.com/2007/05/30/recommended-reading/</guid>
		<description><![CDATA[This is in response to Kent Newsome&#8217;s request for inspiration for his feed reading list (his &#8216;swivel feeds&#8217; experiment). As you can imagine, most of my 150 or so feeds I read regularly (there are more that I only glance at now and then) are focused on mobile technology, but there are still some that [...]]]></description>
			<content:encoded><![CDATA[<p>This is in response to Kent Newsome&#8217;s <a href="http://www.newsome.org/2007/05/swivel-feeds-group-2.shtml">request for inspiration</a> for his feed reading list (his &#8216;swivel feeds&#8217; experiment). As you can imagine, most of my 150 or so feeds I read regularly (there are more that I only glance at now and then) are focused on mobile technology, but there are still some that I think would be of interest. I don&#8217;t read as many personal blogs as I should, but there are quite a few one-man shows that I enjoy, and even non-commercial group blogs that come in very useful.</p>
<p>So without further ado, here are five blogs not already on Kent&#8217;s list that I think he, and others, might enjoy:</p>
<ul>
<li><a href="http://www.bloggingpro.com/"><strong>Blogging Pro</strong></a><br />
Lots of news and tips for personal bloggers and pros alike</li>
<li><a href="http://www.darcynorman.net/"><strong>D&#8217;Arcy Norman</strong></a><br />
Works at the University of Calgary, has an interesting insight on the education scene and internet trends in general</li>
<li><a href="http://www.dailycupoftech.com/"><strong>Daily Cup of Tech</strong></a><br />
Timothy Fehlman&#8217;s blog, full of freeware and really great guides to doing fun things with technology</li>
<li><a href="http://uneasysilence.com/"><strong>UNEASYsilence</strong></a><br />
&#8220;Observing the unobserved,&#8221; full of interesting little bits and pieces on all sorts of topics</li>
<li><a href="http://paulstamatiou.com/"><strong>PaulStamatiou.com</strong></a><br />
Young blogger from  Georgia Tech, interesting insights and reviews</li>
</ul>
<p>I have tried to steer away from the larger, professional blogs in favor of the smaller outfits. Also, I mainly subscribe to technology feeds, which may have limited appeal to some. Hopefully someone will get something out of that lot though.</p>
<p>Remember, my main reading list is always available in OPML format <a href="/wp-content/feeds.opml">here</a>, and a rotating selection of links from that list that refreshes every ten minutes appears in my sidebar.</p>
]]></content:encoded>
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		<item>
		<title>The Smartphone, and Why it Will Never Be King</title>
		<link>http://bradkellett.com/p/the-smartphone-and-why-it-will-never-be-king/</link>
		<comments>http://bradkellett.com/p/the-smartphone-and-why-it-will-never-be-king/#comments</comments>
		<pubDate>Tue, 29 May 2007 08:47:01 +0000</pubDate>
		<dc:creator>Brad Kellett</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Mobile Tech]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[Handset]]></category>
		<category><![CDATA[pda]]></category>
		<category><![CDATA[pim]]></category>
		<category><![CDATA[simplicity]]></category>
		<category><![CDATA[Smartphone]]></category>
		<category><![CDATA[usability]]></category>

		<guid isPermaLink="false">http://www.pantsland.com/2007/05/29/the-smartphone-and-why-it-will-never-be-king/</guid>
		<description><![CDATA[I hear a lot of talk from people about the fact that the traditional &#8216;dumb phone&#8217; will eventually be deleted from the market in favor of smartphones. While this is a valid point of view, I don&#8217;t entirely agree. Sure, smartphone hardware and software are getting cheaper and easier for manufacturers to produce, but I [...]]]></description>
			<content:encoded><![CDATA[<p>I hear a lot of talk from people about the fact that the traditional &#8216;dumb phone&#8217; will eventually be deleted from the market in favor of smartphones. While this is a valid point of view, I don&#8217;t entirely agree.</p>
<p>Sure, smartphone hardware and software are getting cheaper and easier for manufacturers to produce, but I think there will always be a place for non-smartphone devices in the market. Simplicity is key here &#8211; not everyone needs the full features of a smartphone, and while that remains true non-smartphones will always be produced, regardless of how cheap it becomes to make smartphones.</p>
<p>I have seen a trend over time of a general rise in the technology level even in cheap handsets, which is an obvious repercussion from the reduced cost of the components that make them. I wholeheartedly agree that even cheap handsets will eventually come with big, high-resolution screens and other treats, but I doubt that all handsets will become smartphones. The PIM features in non-smartphones have come a long way, and have reached a point where they will accommodate most users; transitioning to a smartphone user interface will do nothing but add a level of complexity that will ultimately drive the market away.</p>
<p>I am all for the advancement of technology, but only if it suits the needs of the consumer. There will have to be a radical change in the usability of smartphones before they truly become mainstream, perhaps the introduction of a &#8216;dumb&#8217; mode that removes things like the ability to install new applications and the more complex PIM functionality would be beneficial. For the foreseeable future though, I think there will still be the constant flow of new non-smartphone devices.</p>
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		<title>Advertising and Youth: The Perfect Match</title>
		<link>http://bradkellett.com/p/advertising-and-youth-the-perfect-match/</link>
		<comments>http://bradkellett.com/p/advertising-and-youth-the-perfect-match/#comments</comments>
		<pubDate>Fri, 13 Apr 2007 12:36:01 +0000</pubDate>
		<dc:creator>Brad Kellett</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Mobile Tech]]></category>
		<category><![CDATA[advertisements]]></category>
		<category><![CDATA[advertisers]]></category>
		<category><![CDATA[media]]></category>
		<category><![CDATA[mobile_phones]]></category>
		<category><![CDATA[pervasive]]></category>
		<category><![CDATA[sugar_mama]]></category>
		<category><![CDATA[virgin_mobile]]></category>

		<guid isPermaLink="false">http://www.pantsland.com/2007/04/13/advertising-and-youth-the-perfect-match/</guid>
		<description><![CDATA[I was reading an article on Pocket Picks the other day, wherein they reported that figures from Q Research indicate that 71% of 11-20 year olds would be happy to receive advertisements on their mobile phones so long as they were targeted to their interests. This actually surprised me a little, and would have been [...]]]></description>
			<content:encoded><![CDATA[<p>I was reading an <a href="http://www.pocketpicks.co.uk/latest/index.php/2007/04/03/teenagers-happy-to-receive-mobile-adverts-but-only-if-theyre-relevant/" title="View the post on Pocket Picks">article on Pocket Picks</a> the other day, wherein they reported that figures from Q Research indicate that 71% of 11-20 year olds would be happy to receive advertisements on their mobile phones so long as they were targeted to their interests. This actually surprised me a little, and would have been unheard of in generations past.</p>
<p>Younger generations are far more open to advertising in general, probably because of the way it is always in their face, and has been since birth. Sure, advertising has been around for a long time, but older generations would have had far less and in far fewer places, making them far more resistant to its introduction these days.</p>
<p>The fact that youth are more open to advertising is aided by the way there is more commonly something in it for the viewer. Schemes like Virgin Mobile&#8217;s <a href="http://www.virginmobileusa.com/stuff/sugarmama.do">Ã¢â‚¬ËœSugar Mama&#8217;</a> allow users to earn free minutes on their phone accounts for viewing mobile advertisements, which makes it feel like the viewer is getting rewarded, making them want to view more ads. The company showing the ads will then get more advertisers interested, making it a win-win situation, provided the company being advertised finds leads as a result.</p>
<p>I do not believe this trend will stop, and I think that advertising will become a more pervasive part of our lives. This may upset some people, but for the next generation, it will just be a fact of life.</p>
]]></content:encoded>
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		<item>
		<title>My 3GSM Awards</title>
		<link>http://bradkellett.com/p/my-3gsm-awards/</link>
		<comments>http://bradkellett.com/p/my-3gsm-awards/#comments</comments>
		<pubDate>Fri, 16 Feb 2007 09:39:40 +0000</pubDate>
		<dc:creator>Brad Kellett</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Trade Shows]]></category>
		<category><![CDATA[3GSM]]></category>

		<guid isPermaLink="false">http://www.pantsland.com/2007/02/16/my-3gsm-awards/</guid>
		<description><![CDATA[3GSM Award for the: Worst Product Intro: &#8220;Ultra Swift Meets Xtra-Thin&#8221; (courtesy Samsung and the Ultra 12.1 press release) Best Press Release Headline: &#8220;Apertio appoints Michael Jackson as new Chairman&#8221; Stupidest Product Name: &#8220;MOTOQ q9&#8243; Leave a comment if you have some of your own.]]></description>
			<content:encoded><![CDATA[<p>3GSM Award for the:</p>
<ul>
<li>Worst Product Intro: &#8220;Ultra Swift Meets  Xtra-Thin&#8221; (courtesy Samsung and the Ultra 12.1 press release)</li>
<li>Best Press Release Headline: &#8220;Apertio appoints  Michael Jackson as new Chairman&#8221;</li>
<li>Stupidest Product Name: &#8220;MOTOQ q9&#8243;</li>
</ul>
<p>Leave a comment if you have some of your own.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Organizational Rediscovery</title>
		<link>http://bradkellett.com/p/organizational-rediscovery/</link>
		<comments>http://bradkellett.com/p/organizational-rediscovery/#comments</comments>
		<pubDate>Sun, 11 Feb 2007 10:06:41 +0000</pubDate>
		<dc:creator>Brad Kellett</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[getting-things-cone]]></category>
		<category><![CDATA[gtd]]></category>
		<category><![CDATA[microsoft_outlook]]></category>
		<category><![CDATA[notebook]]></category>
		<category><![CDATA[onenote]]></category>
		<category><![CDATA[Smartphone]]></category>
		<category><![CDATA[time_management]]></category>

		<guid isPermaLink="false">http://www.pantsland.com/2007/02/11/organizational-rediscovery/</guid>
		<description><![CDATA[I recently rediscovered a tool that has been around longer than any piece of technology that I own, but that I completely forgot about. I am normally the early adopter, the person pushing for new gadgets that change your life, but this is something decidedly low-tech. Despite this, using it has changed my life. The [...]]]></description>
			<content:encoded><![CDATA[<p>I recently rediscovered a tool that has been around longer than any piece of technology that I own, but that I completely forgot about. I am normally the early adopter, the person pushing for new gadgets that change your life, but this is something decidedly low-tech. Despite this, using it <em>has</em> changed my life. The tool: the simple notebook.</p>
<p>That&#8217;s right, I went to the shops and purchased a nice suede covered notebook, and have been using it for everything. Jotting down small to-do lists, ideas for different projects, notes on the day&#8217;s meetings, directions on how to get to places I need to be, everything. This notebook has now become an integral part of the way I work, and I take it everywhere. I don&#8217;t think any other purchase of something to help organize my life has had this kind of impact on me in some time.</p>
<p>All this is not to say that I will be forgoing Microsoft Outlook and the smartphones I use every day though, for the simple notebook is still inferior for time management applications like Outlook&#8217;s calendar and such. I still make use of digital to-do lists as well, as so far I am yet to find a way to synchronize my notebook with my work&#8217;s groupware. The to-do lists on my PC/smartphone are more longer-term lists though, with the notebook being utilized for things I am doing right at that moment.</p>
<p>I implore everyone to reassess his or her use of technology for this kind of thing and see whether it is actually helping or hindering you. There is still a place for applications like OneNote in my life, but for the simpler things, I am in love with my notebook.</p>
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		<title>The Choice of Media Player in a Monopoly</title>
		<link>http://bradkellett.com/p/the-choice-of-media-player-in-a-monopoly/</link>
		<comments>http://bradkellett.com/p/the-choice-of-media-player-in-a-monopoly/#comments</comments>
		<pubDate>Fri, 26 Jan 2007 11:54:18 +0000</pubDate>
		<dc:creator>Brad Kellett</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Microsoft]]></category>
		<category><![CDATA[competition_law]]></category>
		<category><![CDATA[european_union]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[monopoly]]></category>
		<category><![CDATA[operating_system]]></category>
		<category><![CDATA[windows_media_player]]></category>
		<category><![CDATA[windows_xp]]></category>

		<guid isPermaLink="false">http://www.pantsland.com/2007/01/26/the-choice-of-media-player-in-a-monopoly/</guid>
		<description><![CDATA[An interesting thing that I would normally just pass over happened to me a couple of days ago: I was talking about Windows Media Player with a friend of mine, and when I told him he should upgrade to the new version 11, he did not know that Microsoft made it, and as such asked [...]]]></description>
			<content:encoded><![CDATA[<p>An interesting thing that I would normally just pass over happened to me a couple of days ago: I was talking about Windows Media Player with a friend of mine, and when I told him he should upgrade to the new version 11, he did not know that Microsoft made it, and as such asked where he could download it.</p>
<p>While this didn&#8217;t strike me as odd at all for a start, in hindsight it really was quite interesting. This person, who is very computer literate and intelligent, took no notice that Windows Media Player came bundled with Windows XP, and used it based purely on its media merits. To me, this seems to completely oppose what was trying to be proven in the 2004 European Union anti-trust lawsuit that resulted in the creation of Windows XP N (a version of Windows XP without Windows Media Player bundled).</p>
<p>In this suit, it was ruled that Microsoft &#8220;Ã¢â‚¬Â¦broke European Union competition law by leveraging its near monopoly in the market for PC operating systems onto the market for&#8230; media players,&#8221; [<a href="http://en.wikipedia.org/wiki/Windows_xp_n">link</a>] and by including Windows Media Player with the operating system it did not encourage users to make their own choice in a media player. Here is a regular user, one that probably has more knowledge than most (and an avid music listener at that), that made a complete and free choice of media player.</p>
<p>I&#8217;m not a lawyer, this is just some food for thought. Just because a piece of software is there, doesn&#8217;t mean that a user will not seek alternatives.</p>
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		<title>iPhone = Everything, Anything Else = Not iPhone</title>
		<link>http://bradkellett.com/p/iphone-everything-anything-else-not-iphone/</link>
		<comments>http://bradkellett.com/p/iphone-everything-anything-else-not-iphone/#comments</comments>
		<pubDate>Wed, 10 Jan 2007 01:34:46 +0000</pubDate>
		<dc:creator>Brad Kellett</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Mobile Tech]]></category>
		<category><![CDATA[MobileBurn]]></category>
		<category><![CDATA[apple_iphone]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[Motorola]]></category>
		<category><![CDATA[Nokia]]></category>
		<category><![CDATA[research_in_motion]]></category>
		<category><![CDATA[stock_market]]></category>

		<guid isPermaLink="false">http://www.pantsland.com/2007/01/10/iphone-everything-anything-else-not-iphone/</guid>
		<description><![CDATA[Checking the stats on MobileBurn, in the six hours that my Apple iPhone article has been up, it has received as many hits as any other release story from CES has received in the full 24 hour period after publishing. That&#8217;s on track for four times the popularity of its nearest competing story, the Nokia [...]]]></description>
			<content:encoded><![CDATA[<p>Checking the stats on MobileBurn, in the six hours that <a href="http://mobileburn.com/review.jsp?Id=3027">my Apple iPhone article</a> has been up, it has received as many hits as any other release story from CES has received in the full 24 hour period after publishing. That&#8217;s on track for four times the popularity of its nearest competing story, the <a href="http://mobileburn.com/review.jsp?Id=2993">Nokia N76</a>, and that is amazing. This has been reflected on the stock market today as well, with Apple shares up over 8%, and Motorola down 1.83%, Nokia down 1.32%, and Research In Motion down an astonishing 7.68%. Talk about shake up the market.</p>
<p>Anyway, it&#8217;s back to CES work for me &#8211; I&#8217;m really looking forward to sleeping after this week is over&#8230;</p>
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		<title>The Disappearence of Banks, and Why I Don&#8217;t Mind</title>
		<link>http://bradkellett.com/p/the-disappearence-of-banks-and-why-i-dont-mind/</link>
		<comments>http://bradkellett.com/p/the-disappearence-of-banks-and-why-i-dont-mind/#comments</comments>
		<pubDate>Fri, 05 Jan 2007 10:23:30 +0000</pubDate>
		<dc:creator>Brad Kellett</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Off-Topic]]></category>
		<category><![CDATA[atm_card]]></category>
		<category><![CDATA[banking_service]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[branch_closures]]></category>
		<category><![CDATA[eftpos]]></category>
		<category><![CDATA[electronic_banking]]></category>
		<category><![CDATA[internet_banking]]></category>
		<category><![CDATA[money_transfer]]></category>

		<guid isPermaLink="false">http://www.pantsland.com/2007/01/05/the-disappearence-of-banks-and-why-i-dont-mind/</guid>
		<description><![CDATA[I don&#8217;t know how it is in other countries, but here in Australia there is a general uproar over the closure of a lot of bank branches, especially in rural areas. It is not limited to just one bank, either, all of the banks have come under fire for branch closures. While the case is [...]]]></description>
			<content:encoded><![CDATA[<p>I don&#8217;t know how it is in other countries, but here in Australia there is a general uproar over the closure of a lot of bank branches, especially in rural areas. It is not limited to just one bank, either, all of the banks have come under fire for branch closures. While the case is probably very different in more remote areas, living in the city I don&#8217;t actually have a problem with not having bank branches.</p>
<p>Personally, I hardly ever have the need to go into a bank branch. The last time I found myself in a bank was to sign the papers for my car loan over a year and a half ago. ATMs and EFTPOS serve me very well for withdrawals and deposits, and I use internet banking for bill payments and other monetary transfer needs. I would be more than happy to have lower bank fees in exchange for not having a branch nearby to go to.</p>
<p>ING have its ING Direct banking service here, wherein there are no branches and all transactions to and from the account are electronic, but it is only for savings accounts &#8211; no ATM card. I think there could be a market for a purely electronic banking account, but so far I have not seen it from any of the banks here. I don&#8217;t know what the situation in other countries is, but I really wish someone would capitalize on it in Australia.</p>
<p>I guess there will always be the need for bank branches, mainly for business banking and for people in more remote locations, but for my needs I would be more than happy to have an electronic-only account.</p>
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